The Holy Quran 2:280 — Surah Al-Baqarah

Arabic text

وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ ۚ وَأَن تَصَدَّقُوا۟ خَيْرٌ لَّكُمْ ۖ إِن كُنتُمْ تَعْلَمُونَ

Translation

If he (the debtor) is in financial difficulty, then allow him grace until a time of ease (when he will be able to pay back easily). (However, remember that) It is better for you to be charitable (by writing off the debt completely) if you only knew (the tremendous reward for this act). (Rasulullaah ﷺ has mentioned that on the Day of Qiyaamah Allaah will give shade to the person who allows a struggling debtor more time to pay or who writes of the debt completely. Besides this shade that Allaah gives, there will be no other shade on the Day of Qiyaamah.)

Tafsir (excerpt) — Tafsir Usmani

That is, when the prohibition of usury has come and its taking and giving has ceased, you should by no means now begin pressing an insolvent debtor [for the debt]; rather, give the insolvent person respite, and if you are granted tawfiq (divine enablement), forgive [the debt].

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